Growerse Edge offers a broad menu of farm real estate, operating, and equipment financing, run by Loan Officers who know agriculture. Whether you’ve been farming your whole life, just getting started, own your land, or rent the ground, our products are simple, fast, and cost-competitive.
Buying your first piece of ground? We do new-farmer mortgages with low down payments and rates priced for first-time buyers.
Neighbor’s land just came up. Farm sale closing soon. Conventional lender said no. We do bridge and non-prime financing for deals that need to move.
Restructuring existing debt. Bridge financing. Adding equipment. Expanding facilities (lease or loan). Funding the season’s operating line. One Loan Officer, one place, the full menu.
Stories
Loan Officers who know ag. You’re not getting a generalist banker. Our Loan Officers work with farmers all day; many of them grew up on farms themselves. They know the difference between a poultry barn loan and a row crop operating line.
The broad menu. New-farmer mortgages, bridge, non-prime, construction, equipment, leases, operating lines. One place. One Loan Officer.
Built for the deals others pass on. New farmers with 5% down. Opportunity buyers with 30-day closes. Non-prime credit profiles that still cashflow. We underwrite cases other lenders won’t.
Simple, fast, cost-competitive. Digital application, automated decisioning where it makes sense, real Loan Officers on the calls that matter.
How fast can you close?
We have the ability to close quickly in many cases. Bridge deals can be faster. Construction and complex structures take longer. Your Loan Officer will give you a real timeline on day one.
Do you do non-prime or borderline credit?
Yes. Non-prime is a real product line, not an exception. If you’ve been turned down elsewhere, talk to a Growers Edge Loan Officer before assuming the answer is no.
What’s the new-farmer program?
Mortgages designed for first-time farmers: low down-payment terms, new-farmer rates, low-payment construction financing where applicable. Talk to a Loan Officer for specifics.
What documents will I need?
Tax returns, financial statements, documentation of the land or asset you’re financing, and farm records. Your Loan Officer will send a checklist.
Do you finance equipment and leases too?
Yes. Equipment loans, equipment leases up to 100% financing with terms up to 10 years, and structured leases for tax and cashflow. One Loan Officer handles all of it.
Senior Loan Officer
Loan Analyst
Loan Officer