Our Offerings > Products > Input Financing

Your branded input financing program. Run by us. Exclusive to your location.

A white-labeled, no recourse, financing program your growers can only spend at your retail location. We run the platform, the application flow, and the admin. Your logo, your program, your grower relationship.

Why Growers Edge input financing

Lock the spend in. Funds can only be used at your retail location. The grower can’t take the loan to your competitor down the road.

Your brand, not your balance sheet. Your logo on the application and the portal, without the need to guarantee the loan.

Two weeks to launch. Branded program is live in 14 days on average. Application, decisioning, funding, and reporting included.

How the buydown works

You set the rate you offer your growers. Buy the rate down as far as you need or offer 0% financing. Use the buydown to win the grower’s input spend, lock it to your location, and capture margin on the inputs you sell.

Example

A corn grower needs $400K in inputs. You offer 3.9% financing through your branded program. You buy down the rate. The grower’s spend is now exclusive to your location for the season. The grower gets credit. You get the spend and the margin.

Want to learn more?

How it works

Program intro. Your team explains the financing program to the grower.
Grower fills out a 4-step digital application and selects loan term and rate.
Loan setup. Approved applicants are contacted for DocuSign PIN, loan details, entity info, and IDs.
Document signing. Loan documents go out via DocuSign. Once signed, the loan books and funds are available in 1–2 business days.
You request funds from your partner portal. Money moves to your account by ACH.
Monthly statements are mailed to the grower 20 days before the due date.
Grower pays by mailed check or through the online banking portal.

Features

4-step digital application with immediate decision
Approve, In Review, or Deny outcomes
Rate buydown from 1% to 7%, or 0% financing
White-label branding on the application, the partner portal, and the personalized link
Retailer partner portal for loan management and funding requests
ACH funding to your account in 1–2 business days after signing
Monthly statements mailed 20 days before the due date
Dedicated GE admin team for loan ops, sales support, and marketing materials

How Input Financing compares

Feature

GE Input Financing

John Deere Financial

Other lenders

Location-exclusive grower spend

Yes

White-labeled to your retail brand

Yes

No recourse to the retailer

Yes

Varies

Retailer-controlled rate buydown

Yes

Limited

Testimonial

Hear from your peers

Jerod Dean

President, JK Dean Ag

Growers Edge financing is a great tool that provides that extra value for your business that growers get excited about. The flexibility with programs is a great way to secure early business and allow growers the opportunity to purchase product.

Brad Barnes

Director of Credit and Account Services, Valley Ag

I was impressed with the Growers Edge team's ability to make our vision of an "In House Financing" option a reality and deliver a functional product that checked all the our requests, in an aggressive timeline. The team continues to offer prompt and professional service. THANK YOU GROWERS EDGE!